30 E. Santa Clara St. Suite H Arcadia, California

Mortgage Loans

It's important to match your mortgage to your financial goals.

Picking the Right Mortgage

It's important to match your mortgage to your financial goals. Here are some goals you may have in mind and the loan options that could help you reach them.

A Consistent Monthly Payment

Fixed-rate loans are a great option if you want a monthly payment that won’t change. A fixed interest rate means your rate stays the same for the life of the loan – so your payment will only change if your taxes or insurance premiums do. Many of our clients opt for 30- or 15-year fixed-rate loans.

Lower Rates

Adjustable rate mortgages (ARMs) offer lower rates than some other loan types. ARMs are a great option if you expect to sell your house or refinance before the initial fixed-rate period ends. A popular ARM is the 5-year ARM, which is a 30-year mortgage with an initial fixed-rate period of five years.

Mortgage Loans

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